7 Important Questions to Ask Before Choosing a Health Plan


5. Ask about add-ons in the plan?

If your plan is limited, then you would be covered under basics. In that case, you would have a plan that suits your needs health wise. Ask about the add-ons in your plan. Like a dental plan or an eye health plan. Ask about various prescriptions in the plan. The more the better should be your focus while buying a health plan cover.

6. Ask about checkups?

Stress has become a primary cause for all the health problems. So, a regular check up not only keeps a tab on your health but also keeps you informed. Ask your insurance company about various check ups and routine examinations. If it is included in your plan, then it will benefit you in the long run, so do check for this clause.

7. Ask about calls on situations?

There can be a medical emergency in the future, so you need to be prepared for this. Ask your insurance company about the emergency calls on situations. Like, under the plan, if you don’t call up your doctor within twenty four hours of emergency, your costs won’t be covered under the medical or the health plan. So, it is important that you clear this point before buying a plan.

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